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Creative Realty and Financing, LLC

Construction Loans
 

Our CONSTRUCTION LOAN Program is connected with large private money lenders. Together with our partnership we have put together some of the best construction loans available on the market. We can fund on Residential and Commerical construction projects. Our programs are common sense underwriting and funding which are designed to handle specific needs, challenges and objectives surrounding all levels of construction projects. Our systems are designed to provide fast and efficient service in loan approvals, loan closings and disbursements of construction funds.
 

BONUS: We handle the Construction Loan and the End-Permanent Loan!
 

Loan Land
 

Purchase your land either with cash or with a land loan through us. Whether it's a lot loan in a development or raw land

- We can help!
 

Construction Loan

Once you own your lot it's time to begin the construction process. With interest only payments up to 24 months, it makes the process easy and manageable.

End Loan

We handle your end - permanent loan before the construction begins. Making the process as smooth as possible. Our end loans are the best rates in the industry.

Residential Construction Loan

LOAN AMOUNT: $100,000 - $20,000,000

Up to 80% Loan to Value

680+ FICO Score

3.5% Construction Management Fee

Owner Occupied or 2nd. Home Only

- If Property is owned more than a year

it is 80% of the future appraisal.

3.500% Construction Loan (interest only, up to 24mo.)

3.750% 30 year fixed end loan

Commercial Construction Loan

LOAN AMOUNT: $200,000 - $100,000,000

Up to 75% Loan to Value

680+ FICO Score

2.0%-3.5% Construction Management Fee

3.95%-9.95% 10 year Interest Only

Owner and Non Owner Available

Land Purchase up to 55% LTV

Flexible draw schedules

All Commercial projects entertained

Bridge Construction Loan

LOAN AMOUNT: $500,000 - $100,000,000

Up to 80% Loan to Value

680+ FICO Score, Some No FICO Products

10%-12% Interest only

3%-4% Management Fee

- Leverage existing owned property for new construction projects

Pre-Qualification Steps

This form is for Pre-Qualification purposes only and does not guarantee an approval or funding of specified loan.

STEP 1: Click Here to fill out the Construction Loan Application

STEP 2: Once received, we will pull credit and begin our due diligence

STEP 3: Provide you a complete list of all documents and items we will need for Approval

STEP 4: Submit the full package to Underwriting for Approval

STEP 5: Once Approved we will coordinate the closing and draw schedule

STEP 6: Closing and Disbursement of first draw

STEP 7: Once Construction is completed we will secure and close on the End Loan

PROCESS: Entire Process takes 2-4 weeks for the Construction Loan

Please include the following information:

• Loan Application

• PDF of Building Plans

• Cost Breakdown

• Builder Contract

• 2 Months Bank statements and asset statements (all liquid cash)

• 2009 and 2010 taxes

• 2009 and 2010 w-2

• Most 2 recent paystubs
 

(if you do not have all of the above documents at the time of submission that is okay, send in what you can)

 

More information please visit our website at www.crfnationwidefinancing.com  or

please email info@crfnationwidefinancing.com