Creative Realty and Financing, LLC

Less Stress. Less Worries.


 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Are You Frustrated and Tired of Not Closing Your Real Estate Deals?

 
 
 
Don’t have the financing or down payment to close your deals?
 
 
Join Our Group and Let Us Take You By the Hand Through Your Real Estate Transactions.
Never Be Alone Again!
 
Real Estate investing be very rewarding and can be very profitable and if done right; you can make a lot of money even in these tough economic times. 
 
 
We are not your typical Real Estate Membership service.
 
Our program has been put in place to help people succeed. 
 
Not only do we guide you, mentor you and support you through your transactions as you need help, we also provide members with the financial capabilities to close their transactions. 
   
Some of the many benefits include:
 
·        Unlimited Support and Mentoring
·        Projects to work on; available as a first come first serve
·        Pull from our list of potential end buyers for your homes
·        Creative financing programs for your end buyers
·        Hard Money and Private Money financing available
·        Transactional financing available
·        Down payment assistance available
 
 
Guidelines are fluid and change and you need to remain up to date in what is going on in the industry to remain successful.
 
We will help you:
·         Assist you in structuring your deal properly
·         Have the money in place to get your deals done
·         No seasoning financing
·         Loans under $50,000.
·         Assist with short sales
·         Hard money loans
·         Partners if you need them
·         Help qualifying your end buyers
 
Don’t Struggle Anymore With Your Real Estate Investing!!!
 
 
Join Our Group Today and Take Your Career to a Whole New Level.
so Take Advantage of our One Time Fee of Just
$997.00 and $34.95 per Month And….. Finally
 
 
 Begin to See Your Investment Account GROW For A Change.
 
There are 2 ways to sign up for our service, call or email me and I will email you the forms or downloading the pdf agreement form and fill them out and either fax to 623-445-1997 or email them to donnaallison@earthlink.net.

  Agreement pdf

Please Contact me for more information:

Donna Allison

541-359-2562 Office

623-445-1997 Fax

donnaallison@earthlink.net

 

Program I

Program I is available to non-members and members  

Property Type:
Residential 1-4 Family, non-owner occupied. Small apartment and condo conversions on a case-by-case basis.
L IEN POSITION:
First Mortgage only.
LINE TERM:
Up to 24 months renewable thereafter with limited credit review.
LOAN TERM:
6 months, extendable for up to 13 months.
ADVANCE RATE:
Options from 85% to 100% of project costs
LTV:
Up to 70% of After-Repair Value.
RENOVATION FUNDS:
100% of renovation funds are typically advanced in 1 to 4 draws. Once inspector certifies work done, funds are wired within 24 hours directly to the investor’s account.
PRICING OPTIONS:
We have various pricing options based upon experience, financial condition and projected loan volume.
INTEREST PAYMENTS:
No payments for 6 months.
QUALIFYING DOCUMENTATION:
Rehab Loan Application including:
·        Two Years Tax Returns (both personal and business).
·        Three Months Bank Statements (both personal and business).
LOAN DOCUMENTATION:
(for each loan)
·        Entity Documents (EIN#, Certificate, Articles of Organization/ Operating Agreement).
·        Purchase Agreement (signed by both parties).
·        Summary of Rehab Work to be completed (document).
GUARANTEE:
Personal guarantee required; close in name of business entity.
 QUICK FUNDING:
Once a borrower has been approved, funding of individual transactions is typically in two weeks. No borrower re-qualification is required for subsequent transactions.
CREDIT REQUIREMENTS:
Must have a minimum of a 640 Credit score.

 

Program II

Program II is available to members only
$997.00 one time membership fee and $34.95 per month
 
This program is available in the lower 48 states only. The guidelines are very lax however the deal must make sense.
 
·        Residential properties only. 1- 4 family, Condo’s, Townhomes OK. No mobile homes or Co-Ops (no exceptions)
 
·        65% of ARV, including rehab
 
·        Project needs to be completed within 3 months and either refinanced or sold within 6 months
 
·        Renovation funds are advanced in draws, You do NOT need to pay the contractor out of pocket to begin repair. The contractor must be licensed in the state where the property is being repaired.
 
·        No payment plans are possible, Terms will be discussed and agreed upon before any funds are dispersed. 
 
·        No credit needed, all members in good standing are approved for this program.
 
·        Points, fee’s and closing costs are all rolled into the loan.
 
·        Only one deal open per member at any given time.
 
This program is of course subject available funds. Funding is generally quick and the approval process is fast. 
 
We reserve the right to change the terms or withdraw this program at any time.

             Click Here to Download Program II in PDF Document

 

 

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississipi, Missouri, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington    

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  e-PRO     Equal Housing Oppurtunity     Multiple Listing Service     REALTOR  

We are a group of Real Estate Investors.
 
We are license real estate  brokers and license mortgage brokers.
 
You will get all of our experience and expertise to help you with your home ownership needs.
 
The Creative Investor.
 
An Equal Opportunity Company. Equal Housing Opportunity.
 
 
Creative Realty and Financing, LLC
Less Stress. Less Worries.
 
 
  
 
 

 
 
All rights reserved.
 

 

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