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CRF Investments Group, Inc. 

 

Purchase, Lease and Monetizing Bank Instruments

 

Purchase Bank Instruments

Working with major banks, we can arrange for the issuance of Standby Letter of Credit (SBLC) or Bank Guarantee (BG) or Medium Term Notes ( MTN)  in the Borrowers own name, in face amounts ranging from $1 million to $10 Billion Dollars, or Euros, under the terms and conditions from provider.

The SBLC / BG / MTN so issued in the name of the Borrower for period 30, 60, 90 days or one year and one day. Extensions or renewals of the validity period of the SBLC / BG / MTN will be available against the payment of an additional fee. Said additional renewal or extension fee, will not be in excess of the origination fee.

We offer very flexible terms for payment of the fees and can usually issue the required instrument with only a partial payment and then arrange favorable terms for payment of the remaining balance over time. Lender is inside the US and in person closings are welcomed.

The SBLC / BG / MTN can be delivered on a Bank-to-Bank basis, via SWIFT, by the issuing bank directly to the Borrowers bank, in the standard manner of “good delivery”, or hard copy only delivery via bonded courier. The cost and payment terms to provide the SBLC / BG / MTN will be negotiated after evaluating the Borrowers specific requirements and terms.

Borrowers funds must be escrowed with a Lender-approved escrow firm here in the United States.Borrower will be provided with all necessary information and ample opportunity for proper due diligence after we have received his documents and requirements.

Estimate Pricing are as follows:

MTN (Mid Term Notes)

Seasoned at  55% - 75% +  1%  - 2%

Slightly Seasoned at  35% - 75% + 1% -  2%

Fresh Cut BG at  20% -  75%  + 1% - 2%

BG (Bank Guarantees)

Fresh Cut at 20%  - 75% + 1% - 2%

Slightly Seasoned at 35% to 75% +1% - 2% (prices may vary depending on the quantity)

Seasoned at 60% to 75% +1% - 2%

SBLC (Stand By Letter Credit)

Check on Prices -  Depending on bank
  

 Lease Bank Instruments

Our Bank Instruments, as specified and agreed upon by contract/agreement, are assigned in personal or corporate name and are primarily used for provision of a project, commercial endeavors, balance sheet and credit enhancement. The Bank Instrument is made available as an enhancement instrument only.

BG/SBLC/MTN/BONDS/NOTES/CD and Treasury Bills as low as 6% - 10% - Depending on the bank instrument, pricing can vary by Provider.

If Applicant / Borrower wishes to sell/pledge the Instrument, arrangements can be made with the banks congruent with banking rules and regulations during any time of the validity of the Bank Instrument. If Applicant / Borrower intends to use the borrowed instrument as collateral, Borrower’s Bank must undertake, by Swift, the irrevocable commitment to return the Instrument unencumbered, free and clear of any debts or claim.

We offer the following options in conjunction with our Bank Instrument leasing program:

• Application for Lending without Pre-Advice (with option to receive the instrument as per separate procedure)

• Application for Lending with Pre-Advice (with option to receive the instrument as per separate procedure)

Borrower may only contract to lease one instrument at a time. Upon successful completion of first leasing transaction Borrower may contract to lease another instrument.

Joint Venture Participation

Our Clients can now get a $100M- $1B BG/SBLC for a period of 1 year and 1 day for a nominal  fee. The fee covers the provider’s Swift, legal fees and bank costs, while qualified developers can be assured of funds for project development. The typical upfront cost of a 6% - 10% advance lease fee is deferred. All such costs and expenses shall be recovered from platform profit generation.

Monetizing Bank Instruments

Financial Instrument Funding and Loans Against Financial Instruments

Our investor group can provide loans against Bank Instruments for clients worldwide. We can arrange funding against financial instruments such as MTN (Medium Term Notes), BG (Bank Guarantees), SBLC (Stand By Letter Credit) US and International Bonds, CD (Certificate of Deposit), Zero Coupon Bonds, Treasury Strips and other financial instrument financing.

If you have the instrument and need to Monetize it,  please download the program.

Bank Instruments

In today's financial environment it is difficult to obtain financing no matter what your credit history. Yet we provide financing when traditional lenders fail. Our Bank Guarantees (BG), Stand By Letter Credit (SBLC), Medium Term Notes (MTNs) and T-Strips. We also can optionally monetize or provide loans against them. These loans are non-recourse, and require no collateral other than the instrument itself.

Instead of reselling the Instrument for a yield-spread profit, the Instrument can be monetize, at a rate of well below the Face Value on a term of 30 Days to One Year. This is repeated continuously and within a short period, the original cost is recovered and profits are realized from the Instrument.

Bank Instruments are utilized for various reasons from Credit Enhancement, Trade Programs, and Collateralization for a Loan or to have the Instrument Monetized to Cash for a myriad of projects. It is good that you found us because we monetize instruments at a competitive price and can provide, deliver and offer programs that are of value for your projects.

CRF offer a full service to our clients. You leave all the paperwork and negotiation to us and we will come back with an offer that is beneficial and comfortable for you. If a client is interested in the product, and both parties are comfortable with the terms and prices, we will send a contract for the clients viewing.  

 There are 2 different ways we Monetize Bank Instruments

1) The process using SWIFT bank-to-bank communication

1. You will show proof of funds for completing the transaction. You can do this by sending a confirmation letter from your bank stating that they are ready to issue the MT103/23.

2. We then expect your bank to send conditional payment (meaning the use of a MT103/23 message).

3. We will then issue a copy of the MT799 or MT760 to your bank for authentication & verification.

4. You have 2 days to confirm the Instrument and then authorize payment via the MT103 to our bank account.

5. Within 5 to 7 banking days after you pay we will deliver a hard copy of the Instrument to your bank via bank bonded courier.

2) The process using an third-party escrow company

1. We go through a due diligence exercise with each client seriously wanting an instrument and to get it funded through us.

2. Escrow is opened, the account set-up, and arrangements to obtain the Bank Instrument. We offer bank instruments from a top-25 bank that are unconditional, irrevocable, assignable, and without liens against them.

3. The Bank Instrument is funded. Only after the loan is funded is escrow is closed.

The strategy typically used with Owned Instrument is resell it to an Exit Buyer who is willing to pay above the purchased price.

Another common practice is to hold the Owned Instrument to be placed in a Trade. This transaction offers you more cash to fund your project(s).

A third practice is to have the Instrument Monetized at a higher percentage rate above the original purchase price. This transaction offers you more cash to fund your project(s).

We Can Also Monetize Your existing Bank Instrument

The Process

1. The client must have already acquired the instrument. (if not we can help you get one)

2. The client will submit a completed CIS.

3. The client will submit a color copy of their passport.

4. The client will submit a copy of the instrument (front and back).

5. $100m Minimum amount and No Max. (sometimes little ones are accepted)

6. The client will receive a 50% up to 90% LTV minus fees.

Qualifying Instruments

• The instrument needs to be a Cashed Backed Bank Instrument, such as an BG, SBLC, CD, Treasuries, MTN or Bond.

• The Bank needs to be a World Top 25 Bank with a "A Bank-Rating" or better.

• The instrument must be transferable and will need to be transferred to the lender via MT799 or MT760 or DTC.

This is the bank instrument monetizing program:

Owner will receive up to 50% up to 90% of face value of their BG or MTN (that is on euroclear, DTC or Bloomberg must be from an “A” Rated Bank or Better) on day one. This has zero risk to the client, the instrument stays on DTC, Euroclear or Bloomberg and is just Blocked.

The day the instrument is blocked the client receives a non-recourse loan (that is never paid back) of 52% (Fresh Cut) to 65% of the face value in cash.

1. This is really simple all we need to start is a screen shot (pages 1-4 and page 14 of Euroclear) DTCC.

2. Need an “A” Rated Bank or Better. $100m is minimum instrument size. (sometimes smaller ones might be accepted)

3. The funding group will approve it in 24 – 48 hrs.

4. Will need a CIS and Passport on the owner of the Instrument

5. Contract is then issued in 24 hours

6. Once the contract is signed the money moves to the clients simultaneous with the temporary beneficiary being changed to the lener, on screen, it all happens in a blink of an eye.

Check for Other financing programs available email info@crfinvestmentsgroup.com  

  All information you provide is secure and will be kept strictly confidential. 

CRF has a zero tolerance fraud policy.